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Personal Finance

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Getting Out of Debt: How to Avoid Bad Debt and Use Debt Wisely To Grow Your Financial Situation

February 24, 2022 by Declan Wilson

Debt is scary, I should know. I woke up on January 1, 2020, to $33,000 worth of medical, personal, and credit card debt. For some people, debt is the bane of their existence. For whatever reason, it keeps coming back and never seems to go away. It holds them back from achieving their financial goals …

Read moreGetting Out of Debt: How to Avoid Bad Debt and Use Debt Wisely To Grow Your Financial Situation
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Should You Rent or Buy a Home? Here’s a Simple Go/No-Go Matrix to Help You Decide

January 22, 2022 by Declan Wilson

I didn’t think the option was possible. In early 2020, I did some quick math in my head and thought there was no way I could afford to buy a home. Instead, I’d be left paying $2,100 in rent for the rest of my life. However, that mindset was quickly shattered as I dug deeper …

Read moreShould You Rent or Buy a Home? Here’s a Simple Go/No-Go Matrix to Help You Decide
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How to Create Your First Personal Budget in 8 Easy Steps: Instructions, Examples, and Apps

July 22, 2021 by Declan Wilson

Have you ever thought about what your life would be like if you could finally create a personal budget? No more stress wondering if you have enough in the bank to cover rent. No more inaccurate guestimations at the check-out line. No more wondering where your money keeps going month after month. In essence, the …

Read moreHow to Create Your First Personal Budget in 8 Easy Steps: Instructions, Examples, and Apps
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The Laws of Nature Have Spoken: Always Have a Rainy Day Fund

July 1, 2021 by Declan Wilson

Expect the unexpected. That might be from a car commercial, it might also be the single most important piece of advice you can drill into the malleable minds of a young adult, fresh off the adolescent conveyor belt. Without getting too sciencey on you, the Universe is hellbent on causing as much chaos as possible. …

Read moreThe Laws of Nature Have Spoken: Always Have a Rainy Day Fund
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The No-Nonsense Guide to Budgeting

June 9, 2021 by Declan Wilson

To many, budgeting is a tedious task of number crunching and filling out spreadsheets. To some, it brings about a sense of existential dread and the sad realization that money never seems to stick around for long.  But budgeting, when you think about it, is nothing more than personal accounting. And accounting is derived from …

Read moreThe No-Nonsense Guide to Budgeting

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